Introduction
Xtreme Financial Services is committed to providing customers, dealers, and suppliers with the best value products and services in the field and online. Xtreme Financial Services recognizes and respects your online privacy. This privacy statement is being provided to you to explain what information Xtreme Financial Services is collecting from you through your use of this website (this "Site") and how it uses this information.
This privacy statement applies to information collected through this Site and it does not apply to information that we collect through other means (e.g., other websites or other methods such as telephone calls), or to information collected on any other company or third-party site regardless of whether such site links to or is accessible from this Site. You should carefully read the privacy statements of any other websites.
Information We Collect
Device and Browser Information
When you visit, use, and/or access Xtreme Financial Services, we might collect information about the type of device and browser you are using, the unique number assigned to your server or Internet connection, your physical location, and your interactions with Xtreme Financial Services. We may also use "cookies" and similar technologies to help us recognize and serve you better. Cookies are small files that contain information sent by a web site that is saved on your computer's hard drive. Cookies enable us to gather data such as web pages visited, links clicked, and material downloaded. Cookies also are used to put a unique identifier on your computer. This helps us to generate statistics regarding usage of Xtreme Financial Services. There are different types of cookies including "browser" cookies (also known as "html cookies") and Flash cookies (also known as "Local Shared Objects"). You can configure your browser to reject browser cookies or to notify you when browser cookies are offered so that you can accept or reject such cookies. However, if you reject browser cookies you may not be able to conduct some transactions or use some services on Xtreme Financial Services. In addition, blocking or deleting browser cookies may not block or delete other types of cookies including Flash cookies.
When You Submit a Credit Application
In addition to the technical data noted above, we also collect the following personal information:
- Information to verify your identity and the identity of each individual business owner, shareholder, partner and/or member named in the credit application, such as name, social security number, date of birth, net worth, gross income, and percentage ownership.
- Business owner, shareholder, partner and/or member named in the credit application contact information, such as name, address, telephone number, email address and business title.
- Individual credit bureau and personal financial information for each individual named in the credit application, including each business owner's and each obligor's credit score, personal tax returns, personal financial statements, verification of liquidity, credit history and bank and credit card account information.
- Business financial information including bank account information, bank contact information, tax returns, financial statements, A/R agings, A/P agings, Debt Schedules, WIP Reports, tax identification numbers, taxpayer certifications and bank statements.
- Personal Information obtained through public records and government filings such as legal documents, company charter and formation agreements, business licenses, UCC financing statements, real estate documents and loan agreements.
- Information provided by strategic partners, referral sources, brokers, vendors, suppliers and other third parties who may be involved or interested in supplying goods or services in connection with the finance transaction.
- Any other personal information you submit through our website or af filiated website or furnished to us through communications with us and/or affiliates, agents, designees and assigns.
- Information we receive from other sources, such as information services providing demographic and statistical information.
- Other information that is not personal information, such as business structure, number of employees, annual revenue, the website from which a visitor comes to our website, the IP address of the person browsing our website and browser and device details.
Other Information
We may obtain information about you from third parties, including entities that direct you to, are located at, or are accessible via Xtreme Financial Services, business partners, family members, and friends.
You may notify us in writing if you do not wish to be marketed to by Xtreme Financial Services at the address below (please see "How to Opt-Out" below).
How We Use the Information We Collect
Marketing Purposes
We may disclose Personal Information collected through communications with us and/or affiliates, agents, designees and assigns or from our website for the following purposes:
- To provide information relating to products or services that you requested or that we believe may be or interest to you.
- To vendors who may be supplying equipment and related services in connection with the finance transaction, including the entire contents or portions of each named individual's credit application, credit bureau report and credit score, for the purpose of evaluating the credit application and to assess the finance program and product offerings.
- To strategic partners, referral sources, brokers, vendors, suppliers, agents, affiliate, designee, assignee and other third parties who may be involved or interested in supplying goods or services in connection with the finance transaction.
- To secure, protect and enforce the finance contract, legal interests and rights in collateral
- To respond to a judicial or governmental order or subpoena or as otherwise required by law.
- In connection with a sale, finance, investment, audit or other corporate or financial transaction relating to the business or assets of XFS or any of their affiliates.
- To service providers in areas such as data management, information technology and human resources performing services in support of our website or on behalf of XFS.
- To XFS, affiliates, agents, designees, assignees and vendors for marketing, customer service, collections, remarketing or other purposes related to the finance transaction.
- For any other legally permissible purpose
Non-Marketing Purposes
We may use the information we collect for non-marketing purposes including, but not limited to, (1) conducting statistical or demographic analysis; (2) processing, fulfilling, and tracking information request(s); (3) complying with legal and regulatory requirements; (4) protecting and defending Xtreme Financial Services and its affiliates against legal actions or claims; (5) satisfying contractual obligations; (6) evaluating your employment application; and (7) cooperating with law enforcement or other government agencies for purposes of national security, public safety, or matters of public importance when we believe that disclosure of information is necessary or appropriate to protect the public interest (collectively "Non-Marketing Purposes").
When it is possible to do so, we may link Personal Information such as your name or e-mail address with non-Personal Information such as the unique identifier associated with your computer or mobile device. We may also link Personal Information with other generally or publicly available information to help us identify your preferences or interests. The information we collect may also be merged with information available from other sources such as other subsidiaries that are owned, operated, or affiliated with Xtreme Financial Services.
Sharing within Xtreme Financial Services and with Subsidiaries
Your personal information will be shared with the applicable Xtreme Financial Services dealer(s) in the applicable service region(s). We may disclose your personal information to answer your inquiry or to fulfill the purposes of the Site or to service providers to process the information on Xtreme Financial Services's behalf. In any case, the disclosure of personal information is only to those with a legitimate business reason to access the information. Notwithstanding the above disclosures, we will disclose personal information when required or permitted by law or according to relevant corporate policies.
We do not sell your personal information to any third parties.
Your Communication Preferences
How to Opt-Out
If you wish to opt-out of receiving marketing solicitations from us, or do not want us to share your Personal Information for marketing purposes with our business partners or other third parties, or with Xtreme Financial Services please e-mail us: XFS@4leaseadmin.com or call us: +1-800-550-0240.
Although you may opt-out of the use and sharing of Personal Information for marketing purposes, we may still use and share information we collect for Non-Marketing Purposes.
For information on how to opt-out of some uses of information collected by third-party companies at (or through) Xtreme Financial Services, please click here.
Data Retention
We will retain your Personal Data for the period necessary to fulfill the purposes outlined in this Privacy Policy unless a longer retention period is required or allowed by law.
Users Under 18 Years of Age
Our Site is not directed to and we do not knowingly collect Personal Data from children under the age of 18. By using this Site, you are representing to us that you are not under the age of 16.
Security
We use reasonable and appropriate physical, electronic, and administrative safeguards to protect personal data from loss, misuse and unauthorized access, disclosure, alteration and destruction, taking into account the nature of the Personal Data and risks involved in processing that information.
Access to Personal Data
Upon request, and after providing satisfactory proof of identity, individuals will be given reasonable access to and, if appropriate, the option to update or delete the personal information they have provided through this Site.
You can unsubscribe to general mailings at any time of the day or night by clicking the unsubscribe link at the bottom of any of our emails or by emailing our marketing department at XFS@4leaseadmin.com.
Links
This Site may contain links to other sites. Xtreme Financial Services has no control over the information and privacy policies and practices of those websites, and is not responsible for their content, collection and use of information, or freedom from error or viruses. It is your responsibility to recognize, by paying attention to your browser's address bar, when you are leaving this Site.
Changes and Modifications
Xtreme Financial Services reserves the right to change or replace this Privacy Statement at any time. Changes will be posted here before the new Statement becomes effective. Please review this page periodically to remain apprised of our current policies and practices.
California Residents Right to Opt-Out
California residents may opt out of the "sale" of their personal information, as defined by the CCPA. This does not include when:
- You direct us to disclose your personal information or use us to interact with a third party and the third party does not sell the personal information;
- We use or share an identifier solely to alert a third party you have opted out of the sale of your personal information;
- Your personal information is transferred as an asset as part of a transaction in which the third party assumes control of all or part of our business, in which case the third party would have to tell you in writing if it materially changes how the information is used or shared; and
- We use or share your personal information under a written contract with a service provider necessary to perform a business purpose.
Xtreme Financial Services have not sold personal information about you in the last 12 months and and will not do so in the future. Similarly, we do not offer financial incentives to individuals who provide any data to us, or for individuals who opt out in having their data removed or not shared.
We have an opt-out policy in place. If you wish to opt-out of our sharing and your Personal Information with third parties for marketing purposes, please follow the "How to Opt-Out" instructions under Your Communication Preferences above or click here to submit your request online.
Legal Statement
This Privacy Statement forms part of the Terms & Conditions for use of this Site. You should also review the Terms & Conditions, as your use of this Site and any dispute arising under this Privacy Statement is subject to the terms and conditions contained therein.
Your Consent
By providing personal information to us, you consent to the collection and use of the personal information in accordance with this privacy statement. This Site is hosted in the United States. Since this service is available to individuals in a variety of global locations, you are consenting to transferring your personal information to countries or jurisdictions that may not provide the same level of data protection law the legal jurisdiction in which you are located.
Last Revised: December 31, 2019Cookie Policy
What is a Cookie?
A cookie is a small piece of information that our computers send to your internet browser and is stored on your computer.
What Cookies Do We Use?
We use performance cookies to collect information on how visitors use our website, i.e. which pages visitors go to most. We use these cookies to collect information anonymously on the pages you have visited. However, if you have provided personal data through our site, we may combine this information with information from our web analytic services and cookies to analyze how you use the site in more detail. Xtreme Financial Services does not share personal information with external companies or services.
Cookie: Google Analytics
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Purpose: These cookies are used to collect information about how visitors use our site. We use the information to compile reports and to help us improve the site. The cookies collect information in an anonymous form, including the number of visitors to the site, where visitors have come to the site from and the pages they visited.
Click here for an overview of privacy at Google
Change cookie settings for this website
Most web browsers allow some control of most cookies through the browser settings. To find out more about cookies, including how to see what cookies have been set and how to manage and delete them, visit www.aboutcookies.org or www.allaboutcookies.org.